certificate of deposit

noun

A time deposit offered by a bank or credit union, wherein the depositor commits a fixed sum of principal for a predetermined maturity period, in exchange for a guaranteed interest rate higher than that of a standard savings account.

Similar
CD
Ask AI about this wordChatGPTClaudePerplexityGoogle AIGrok

Meanings

nouncertificate of deposit (plural certificates of deposit)

plural certificates of deposit

  1. bankingA time deposit offered by a bank or credit union, wherein the depositor commits a fixed sum of principal for a predetermined maturity period, in exchange for a guaranteed interest rate higher than that of a standard savings account.

    Synonyms: CD

  2. bankingThe certificate issued to the holder of such an account, verifying its ownership.

Synonyms & antonyms

nounA time deposit offered by a bank or credit union, wherein the depositor commits a fixed sum of principal for a predetermined maturity period, in exchange for a guaranteed interest rate higher than that of a standard savings account.

Similar
CD

More synonyms by meaning

nouna debt instrument issued by a bank; usually pays interest

Similar
CD
Broader
debt instrumentobligationcertificate of indebtedness
Also see
cd

Synonym sets from Open English WordNet, CC BY 4.0.

Translations

Arabic شَهَادَة إِيدَاع, شَهَادَة اِدِّخَار
  • شَهَادَة إِيدَاعtype of time-deposit account
  • شَهَادَة اِدِّخَارtype of time-deposit account
Czech depozitní certifikát
  • depozitní certifikáttype of time-deposit account
Finnish sijoitustodistus, talletustodistus
  • sijoitustodistustype of time-deposit account
  • talletustodistustype of time-deposit account
  • talletustodistuscertificate
French récépissé de dépôt, récépissé de dépôt
  • récépissé de dépôttype of time-deposit account
  • récépissé de dépôtcertificate
German Einlagenschein, Depotschein
  • Einlagenscheintype of time-deposit account
  • Depotscheintype of time-deposit account
  • Einlagezertifikattype of time-deposit account
  • Einlagenzertifikattype of time-deposit account
  • Anlegerzertifikattype of time-deposit account
  • Einlagenscheincertificate
  • Depotscheincertificate
  • Einlagezertifikatcertificate
  • Einlagenzertifikatcertificate
  • Anlegerzertifikatcertificate
  • Depotquittungcertificate
Norwegian Bokmål depositumssertifikat, innskuddssertifikat
  • depositumssertifikattype of time-deposit account
  • innskuddssertifikattype of time-deposit account
  • innskuddsbevistype of time-deposit account
Polish certyfikat depozytowy, certyfikat depozytowy
  • certyfikat depozytowytype of time-deposit account
  • certyfikat depozytowycertificate
Tagalog katibayan ng lagak
  • katibayan ng lagakcertificate
Cite this entry
APA

certificate of deposit. (n.d.). In WatkinsX Dictionary. Retrieved November 5, 2026, from https://dictionary.watkinsx.com/word/certificate%20of%20deposit

MLA

“certificate of deposit.” WatkinsX Dictionary, https://dictionary.watkinsx.com/word/certificate%20of%20deposit. Accessed November 5, 2026.

Chicago

WatkinsX Dictionary, s.v. “certificate of deposit,” accessed November 5, 2026, https://dictionary.watkinsx.com/word/certificate%20of%20deposit.

Source: certificate of deposit on Wiktionary, CC BY-SA 4.0.