credit rating

noun

An estimate, based on a company, government or person's history of borrowing and repayment or available financial resources, that is used by creditors to determine the maximum amount of credit that can be extended without undue risk.

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Meanings

nouncredit rating (plural credit ratings)

plural credit ratings

  1. businessAn estimate, based on a company, government or person's history of borrowing and repayment or available financial resources, that is used by creditors to determine the maximum amount of credit that can be extended without undue risk.
    1 more example

    And so there it is ― a big fat black mark against my credit rating even though a) the original mistake was Diners Club's (or travel agent's), b) Diner's Club had promised that it was looking into my inquiry when it wasn't, and c) I was paying off the charges in regular monthly fashion all along and then paid off the whole amount the very same day that I received an answer to that inquiry.

    1970, United States, Congress, House, Committee on Banking and Currency, Hearings, page 42

Synonyms & antonyms

nounan estimate, based on previous dealings, of a person's or an organization's ability to fulfill their financial commitments

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Also see

Synonym sets from Open English WordNet, CC BY 4.0.

Translations

Catalan puntuació creditícia, qualificació de crèdit
  • puntuació creditíciaestimate used by creditors to determine maximum amount of credit
  • qualificació de crèditestimate used by creditors to determine maximum amount of credit
Chinese Mandarin 信用評級 /信用评级, 信用等級評定 /信用等级评定
  • 信用評級 /信用评级 (xìnyòng píngjí)estimate used by creditors to determine maximum amount of credit
  • 信用等級評定 /信用等级评定 (xìnyòng děngjí píngdìng)estimate used by creditors to determine maximum amount of credit
Finnish luottoluokitus
  • luottoluokitusestimate used by creditors to determine maximum amount of credit
French notation de crédit, notation financière
  • notation de créditestimate used by creditors to determine maximum amount of credit
  • notation financièreestimate used by creditors to determine maximum amount of credit
German Kreditwürdigkeit
  • Kreditwürdigkeitestimate used by creditors to determine maximum amount of credit
Hungarian hitelminősítés, hitelbesorolás
  • hitelminősítésestimate used by creditors to determine maximum amount of credit
  • hitelbesorolásestimate used by creditors to determine maximum amount of credit
  • hitelbírálatestimate used by creditors to determine maximum amount of credit
  • hitelképességi besorolásestimate used by creditors to determine maximum amount of credit
  • hitelképesség foka/megállapítása/vizsgálataestimate used by creditors to determine maximum amount of credit
Icelandic lánstraust
  • lánstraustestimate used by creditors to determine maximum amount of credit
Korean 신용등급
  • 신용등급 (sinyongdeunggeup)estimate used by creditors to determine maximum amount of credit
Polish rating, zdolność kredytowa
  • ratingestimate used by creditors to determine maximum amount of credit
  • zdolność kredytowaestimate used by creditors to determine maximum amount of credit
Russian креди́тный ре́йтинг
  • креди́тный ре́йтинг (kredítnyj rɛ́jting)estimate used by creditors to determine maximum amount of credit
Cite this entry
APA

credit rating. (n.d.). In WatkinsX Dictionary. Retrieved November 5, 2026, from https://dictionary.watkinsx.com/word/credit%20rating

MLA

“credit rating.” WatkinsX Dictionary, https://dictionary.watkinsx.com/word/credit%20rating. Accessed November 5, 2026.

Chicago

WatkinsX Dictionary, s.v. “credit rating,” accessed November 5, 2026, https://dictionary.watkinsx.com/word/credit%20rating.

Source: credit rating on Wiktionary, CC BY-SA 4.0.