credit reference

noun

A person or business that can be contacted to validate or vouch for the credit applicant's ability to pay outstanding balances in a timely manner.

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Meanings

nouncredit reference (plural credit references)

plural credit references

  1. A person or business that can be contacted to validate or vouch for the credit applicant's ability to pay outstanding balances in a timely manner.
  2. The credit history of a person used as evidence of creditworthiness.

Origin

credit + reference

Full word history & related roots →

Translations

Finnish luottotiedot
  • luottotiedotThe credit history of a person used as evidence of creditworthiness
Cite this entry
APA

credit reference. (n.d.). In WatkinsX Dictionary. Retrieved November 2, 2026, from https://dictionary.watkinsx.com/word/credit%20reference

MLA

“credit reference.” WatkinsX Dictionary, https://dictionary.watkinsx.com/word/credit%20reference. Accessed November 2, 2026.

Chicago

WatkinsX Dictionary, s.v. “credit reference,” accessed November 2, 2026, https://dictionary.watkinsx.com/word/credit%20reference.

Source: credit reference on Wiktionary, CC BY-SA 4.0.