hard inquiries

A form of hard inquiry — An authorized retrieval of a consumer's complete credit report by a financial institution or creditor, conducted for the purposes of underwriting or risk assessment, and which may have a temporary negative effect on their credit score.

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Meanings

noun
  1. pluralplural of hard inquiry
Cite this entry
APA

hard inquiries. (n.d.). In WatkinsX Dictionary. Retrieved November 4, 2026, from https://dictionary.watkinsx.com/word/hard%20inquiries

MLA

“hard inquiries.” WatkinsX Dictionary, https://dictionary.watkinsx.com/word/hard%20inquiries. Accessed November 4, 2026.

Chicago

WatkinsX Dictionary, s.v. “hard inquiries,” accessed November 4, 2026, https://dictionary.watkinsx.com/word/hard%20inquiries.

Source: hard inquiries on Wiktionary, CC BY-SA 4.0.