risk profile

plural risk profiles

1. risk managementA detailed description of the risks, or of certain types of risks, associated with something.

   The importance of the mountain region merits developing a separate climate change risk profile.

   2022, Asian Development Bank, Climate Change Risk Profile of the Mountain Region in Sri Lanka

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   The evaluation stage consisted of providing a risk profile of the current system (baseline risk) and the evaluation of proposed risk reduction measures .

   1997, Proceedings: Prevention, Behavior, Control, Cleanup, page 546

   A typical risk profile includes a brief description of the situation, product or commodity involved; information on pathways by which consumers are exposed to the hazard; possible risks associated with that exposure; consumer perceptions of the risks; and the distribution of possible risks among different segments of the population.

   2006, FAO Food and Nutrition Paper - Volumes 87-88, page 17

   There are many variables to consider in a risk profile such as weather, inputs, prices, and yields.

   2010, Dana L. Hoag, Applied Risk Management in Agriculture, page 192

   The purpose of this risk profile is to provide comprehensive information, through a critical review of currently available evidence, to address the risk management question of: What is the risk to human health posed by GBS ST283 through consumption of freshwater fish in and around Southeast Asia?

   2021, Food and Agriculture Organization of the United Nations, Risk profile - Group B Streptococcus (GBS), page 2

2. businessThe amount of risk that is involved in an investment.

   This is because interests on deposits are fixed regardless of the risk profile of the assets they support.

   1999, Kyung Ho Lee, Securitisation and Its Impact on Banking Business, page 74

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   The process involves determining the amount of acceptable project risk, the financial capability of the investing organization, and the risk profile of each investment in its portfolio.

   1992, SME Mining Engineering Handbook, page 99

   Interest rate swaps do not change the amount or type of debt outstanding, but they do affect the issuer's debt portfolio and risk profile.

   1999, American Institute of Certified Public Accountants. Health Care Committee, American Institute of Certified Public Accountants. Health Care Audit Guide Task Force, Health Care Organizations, page 298

   One summary measure of the Bank's risk profile is the ratio of balance sheet equity to outstanding net loans, which is closely managed in line with the Bank's financial and risk outlook.

   2004, The World Bank Annual Report, page 63

3. businessA chart showing profits and losses associated with an asset.

   Risk profile curves are used to demonstrate these various risk scenarios.

   1993, Safety Engineering and Risk Analysis, page 11

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   However, in order to deal with risks which may fluctuate over a wide range of losses and a correspondingly wide range of frequencies of occurrence, a preferred method of presentation is the risk profile. As discussed earlier, a risk profile is a graphical display of risk identifying the distribution of probability with which various levels of unwanted impacts would be exceeded.

   1980, An Assessment of the Risk Arising from Electrical Effects Associated with the Release of Carbon Fibers from General Aviation Aircraft Fires, page 9

   The risk profile shows the changes in the value of the bank with respect to changes in in- terest rates for a given asset-liability structure.

   1998, Charles Smithson, Managing Financial Risk, page 579

4. businessThe amount of riskiness in investments that an individual investor or institution is willing to take.

   The impulse to achieve high returns for the shareholders must be restrained by the company's risk profile.

   2003, Ciaran Walsh, Key Management Ratios, page 136

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   Lending at 5% with a 20-year risk profile is irrational without security backing equal to twice the total loan.

   1993, Business Review Weekly: BRW. - Volume 15, Issues 1-7, page 106

   It encompasses the concept that well-managed banks should seek to go beyond simple compliance with minimum capital requirements and perform for themselves a comprehensive assessment of whether they have sufficient capital to support their own individual risk profile.

   2003, Federal Reserve Bulletin - Volume 89, Issues 7-9, page 398

   Your risk profile is perhaps the most important input to the portfolio management process. Your risk profile will not only determine how you allocate your portfolio from the outset but also how you manage your portfolio over time.

   2006, Scott Frush, Understanding Asset Allocation, page 106

   Moreover, the suitability of an investment for any particular investor depends on a variety of factors, including the investor's time horizon, risk profile and other investments.

   2006, Lewis & Clark Law Review - Volume 10, page 82