soft inquiry

noun

A record of an entity's review of a consumer's credit report that is initiated either by the consumer themselves or an existing creditor, that is not associated with a formal application and does not impact the consumer's credit score.

Similar
soft pull
Opposite
hard inquiry
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Meanings

nounsoft inquiry (plural soft inquiries)

plural soft inquiries

  1. bankingA record of an entity's review of a consumer's credit report that is initiated either by the consumer themselves or an existing creditor, that is not associated with a formal application and does not impact the consumer's credit score.

    Synonyms: soft pull · Antonyms: hard inquiry

Synonyms & antonyms

nounA record of an entity's review of a consumer's credit report that is initiated either by the consumer themselves or an existing creditor, that is not associated with a formal application and does not impact the consumer's credit score.

Similar
soft pull
Opposite
hard inquiry
Also see
soft pull
Cite this entry
APA

soft inquiry. (n.d.). In WatkinsX Dictionary. Retrieved November 3, 2026, from https://dictionary.watkinsx.com/word/soft%20inquiry

MLA

“soft inquiry.” WatkinsX Dictionary, https://dictionary.watkinsx.com/word/soft%20inquiry. Accessed November 3, 2026.

Chicago

WatkinsX Dictionary, s.v. “soft inquiry,” accessed November 3, 2026, https://dictionary.watkinsx.com/word/soft%20inquiry.

Source: soft inquiry on Wiktionary, CC BY-SA 4.0.