amortization

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UK/əˌmɔːtəˈzeɪʃən/UK/əˌmɔːtaɪˈzeɪʃən/US/ˌæmɚtəˈzeɪʃən/US/əˌmɔɹtəˈzeɪʃən/

noun

The reduction of loan principal over a series of payments.

CommonScrabble 23

Meanings

nounamortization (countable and uncountable, plural amortizations)

plural amortizations · alternative UK amortisation

  1. countableuncountableThe reduction of loan principal over a series of payments.
  2. countableuncountableThe distribution of the cost of an intangible asset, such as an intellectual property right, over the projected useful life of the asset.

Synonyms & antonyms

nounthe reduction of the value of an asset by prorating its cost over a period of years

nounpayment of an obligation in a series of installments or transfers

Also see

Synonym sets from Open English WordNet, CC BY 4.0.

Origin

  1. Latinad-
  2. Vulgar Latin*admortire“to kill”
  3. Old Frenchamortir
  4. Anglo-Normanamorteser
  5. Middle Englishamortisen“to kill, alienate in mortmain”
  6. Englishamortization

From Middle English amortisen (“to kill, alienate in mortmain”), from Anglo-Norman amorteser, alteration of Old French amortir, from Vulgar Latin *admortire (“to kill”), from Latin ad- and mors, mortem (“death”).

Full word history & related roots →

Translations

Bulgarian амортизация
  • амортизация (amortizacija)process of distributing asset cost
Catalan amortització, amortització
  • amortitzacióthe reduction of loan principal over a series of payments
  • amortitzacióprocess of distributing asset cost
Chinese Mandarin 攤銷 /摊销
  • 攤銷 /摊销 (tānxiāo)process of distributing asset cost
Dutch afschrijving, amortisatie
  • afschrijvingthe reduction of loan principal over a series of payments
  • amortisatiethe reduction of loan principal over a series of payments
Esperanto amortizo
  • amortizoprocess of distributing asset cost
Finnish lyhennys, amortisointi
  • lyhennysthe reduction of loan principal over a series of payments
  • amortisointiprocess of distributing asset cost
  • poistoprocess of distributing asset cost
French amortissement
  • amortissementprocess of distributing asset cost
German Abschreibung
  • Abschreibungprocess of distributing asset cost
Greek απόσβεση
  • απόσβεση (apósvesi)process of distributing asset cost
Hungarian törlesztés, kölcsöntörlesztés
  • törlesztésthe reduction of loan principal over a series of payments
  • kölcsöntörlesztésthe reduction of loan principal over a series of payments
  • amortizálásprocess of distributing asset cost
  • leírásprocess of distributing asset cost
  • amortizációprocess of distributing asset cost
Indonesian amortisasi
  • amortisasithe reduction of loan principal over a series of payments
Irish amúchadh
  • amúchadhprocess of distributing asset cost
Italian ammortamento
  • ammortamentoprocess of distributing asset cost
Japanese 償却
  • 償却 (shōkyaku)process of distributing asset cost
Korean 상각
  • 상각 (sanggak)process of distributing asset cost
Malay pelunasan
  • pelunasanthe reduction of loan principal over a series of payments
Portuguese amortização
  • amortizaçãoprocess of distributing asset cost
Romanian amortizare
  • amortizareprocess of distributing asset cost
Russian амортиза́ция
  • амортиза́ция (amortizácija)process of distributing asset cost
Slovak amortizácia
  • amortizáciaprocess of distributing asset cost
Spanish amortización
  • amortizaciónprocess of distributing asset cost
Swedish avskrivning
  • avskrivningprocess of distributing asset cost
Welsh amorteiddio, amorteiddiad
  • amorteiddioprocess of distributing asset cost
  • amorteiddiadprocess of distributing asset cost
Cite this entry
APA

amortization. (n.d.). In WatkinsX Dictionary. Retrieved November 2, 2026, from https://dictionary.watkinsx.com/word/amortization

MLA

“amortization.” WatkinsX Dictionary, https://dictionary.watkinsx.com/word/amortization. Accessed November 2, 2026.

Chicago

WatkinsX Dictionary, s.v. “amortization,” accessed November 2, 2026, https://dictionary.watkinsx.com/word/amortization.

Source: amortization on Wiktionary, CC BY-SA 4.0.